DEAF Account List (Unclaimed Deposits)

RBI Depositor Education and Awareness Fund (DEAF) Scheme

Under Section 26A of the Banking Regulation Act, 1949, banks are required to transfer balances in accounts that have not been operated for 10 or more years to the Reserve Bank of India’s DEAF Fund. Depositors or their legal heirs / nominees can claim these funds at any time from their home branch by submitting their KYC documents, passbook, and claim application.