| Financial Position | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 | 2025-2026 |
|---|---|---|---|---|---|---|---|---|---|
| Working Capital | 17239.23 | 17816.15 | 18182.69 | 21028.10 | 20688.15 | 19789.35 | 18854.45 | 574.83 | 20563.98 |
| Own Fund | 1370.61 | 1603.18 | 1906.46 | 2176.70 | 2354.68 | 2556.88 | 2660.29 | 3603.66 | 3012.44 |
| Total Deposit | 14041.62 | 14230.87 | 14292.43 | 16716.91 | 16258.12 | 14915.79 | 13783.35 | 13601.13 | 15477.35 |
| Loan & Advances | 6014.87 | 6153.93 | 6335.13 | 7113.46 | 6826.22 | 7519.99 | 7578.80 | 7166.87 | 8608.15 |
| Investment | 8550.29 | 9837.85 | 9045.57 | 10383.28 | 11183.26 | 9973.02 | 9488.48 | 9357.69 | 9199.51 |
| Cost of Deposit % | 5.14 | 5.16 | 5.03 | 5.13 | 5.03 | 5.05 | 5.55 | 5.80 | 6.06 |
| Cost of Management % | 1.67 | 1.67 | 1.98 | 1.61 | 1.91 | 2.03 | 2.36 | 2.22 | 2.25 |
| C.D. Ratio % | 40.53 | 40.72 | 41.89 | 40.25 | 39.06 | 46.34 | 47.44 | 52.69 | 55.62 |
| NPA- Gross AMT | 547.49 | 527.46(8.75%) | 445.32(7.03%) | 493.64(6.94%) | 314.59(4.61%) | 337.29(4.49%) | 354.98(4.68%) | 267.12(3.73%) | 266.07(3.09%) |
| NPA-Net-AMT | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0 |
| Total Business | 20056.49 | 20384.8 | 20627.56 | 23829.37 | 23084.34 | 22434.78 | 21362.15 | 20768 | 24085.50 |
| Business Per Branch | 5014.12 | 5096.2 | 5156.89 | 5957.34 | 5771.09 | 5608.70 | 4272.43 | 4153.60 | 4014.25 |
| Business Per Employee | 328.79 | 345.51 | 303.35 | 350.43 | 349.76 | 356.11 | 339.08 | 305.41 | 370.55 |
| Salary Per Employee | 2.60 | 2.66 | 2.46 | 2.57 | 3.10 | 3.23 | 3.19 | 3.21 | 3.80 /3.14 |
| CRAR % | 22.91 | 26.18 | 26.78 | 26.11 | 33.99 | 31.98 | 35.07 | 37.69 | 32.42 |
| Provision A) NPA | 726.66 | 776.66 | 816.08 | 855.98 | 895.98 | 920.98 | 935.98 | 941.98 | 866.98 |
| B) Income Tax | 130.64 | 129.44 | 152.41 | 110.88 | 82.50 | 59.51 | 76.77 | 57.68 | 47.58 |
| Profit / Loss | 160.79 | 174.76 | 191.06 | 220.39 | 270.14 | 185.91 | 205.99 | 213.73 | 166.57 |
| Audit Classification | A | A | A | A | A | A | A | A | |
| Name and Address of Chartered Accounts / Firm with Contacts No. | Pravin T. Malunjkar,Nashik | Pravin T. Malunjkar,Nashik | Pravin T. Malunjkar,Nashik | Prakash R. Sahane & Co. Sangmner | KPN & Co. Nashik | Milind Modak & Co.Nashik | Milind Modak & Co.Nashik | V.H.JAJOO & CO. |
| Particulars | 2025-26 |
|---|---|
| Working Capital | 20563.98 |
| Own Fund | 3012.44 |
| Total Deposit | 15477.35 |
| Loan & Advances | 8608.15 |
| Investment | 9199.51 |
| Cost of Deposit % | 6.06% |
| Cost of Management % | 2.25% |
| C.D. Ratio % | 55.62% |
| NPA- Gross AMT | 266.07(3.09%) |
| NPA-Net-AMT | 0 |
| Total Business | 24085.50 |
| Business Per Branch | 4014.25 |
| Business Per Employee | 370.55 |
| Salary Per Employee | 3.80 /3.14 |
| CRAR % | 32.42 |
| Provision A) NPA | 866.98 |
| B) Income Tax | 47.58 |
| Profit / Loss | 166.57 |
| Audit Classification | |
| Name and Address of Chartered Accounts / Firm with Contacts No. |
(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)
| Particulars | 2024-25 |
|---|---|
| Working Capital | 574.83 |
| Own Fund | 3603.66 |
| Total Deposit | 13601.13 |
| Loan & Advances | 7166.87 |
| Investment | 9357.69 |
| Cost of Deposit % | 5.80% |
| Cost of Management % | 2.22% |
| C.D. Ratio % | 52.69% |
| NPA- Gross AMT | (267.12) 3.73% |
| NPA-Net-AMT | 0.00% |
| Total Business | 20768 |
| Business Per Branch | 4153.60 |
| Business Per Employee | 305.41 |
| Salary Per Employee | 3.21 |
| CRAR % | 37.69% |
| Provision A) NPA | 941.98 |
| B) Income Tax | 57.68 |
| Profit / Loss | 213.73 |
| Audit Classification | A |
| Name and Address of Chartered Accounts / Firm with Contacts No. | V.H.JAJOO & CO. |
(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)
| Particulars | 2023-24 |
|---|---|
| Working Capital | 18854.45 |
| Own Fund | 2660.29 |
| Total Deposit | 13783.35 |
| Loan & Advances | 7578.80 |
| Investment | 9488.48 |
| Cost of Deposit % | 5.55% |
| Cost of Management % | 2.36% |
| C.D. Ratio % | 47.44% |
| NPA- Gross AMT | 354.98(4.68%) |
| NPA-Net-AMT | 0.00 |
| Total Business | 21362.15 |
| Business Per Branch | 4272.43 |
| Business Per Employee | 339.08 |
| Salary Per Employee | 3.19 |
| CRAR % | 35.07 |
| Provision A) NPA | 935.98 |
| B) Income Tax | 76.77 |
| Profit / Loss | 205.99 |
| Audit Classification | A |
| Name and Address of Chartered Accounts / Firm with Contacts No. | Milind Modak & Co. Nashik |
(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)
| Particulars | 2022-23 |
|---|---|
| Working Capital | 19789.35 |
| Own Fund | 2556.88 |
| Total Deposit | 14915.79 |
| Loan & Advances | 7519.99 |
| Investment | 9973.02 |
| Cost of Deposit % | 5.05% |
| Cost of Management % | 2.03% |
| C.D. Ratio % | 46.34% |
| NPA- Gross AMT | 337.29(4.49%) |
| NPA-Net-AMT | 0.00 |
| Total Business | 22434.78 |
| Business Per Branch | 5608.70 |
| Business Per Employee | 356.11 |
| Salary Per Employee | 3.23 |
| CRAR % | 31.98 |
| Provision A) NPA | 920.98 |
| B) Income Tax | 59.51 |
| Profit / Loss | 185.91 |
| Audit Classification | A |
| Name and Address of Chartered Accounts / Firm with Contacts No. | Milind Modak & Co. Nashik |
(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)
| Particulars | 2021-22 |
|---|---|
| Working Capital | 20688.15 |
| Own Fund | 2354.68 |
| Total Deposit | 16258.12 |
| Loan & Advances | 6826.22 |
| Investment | 11183.26 |
| Cost of Deposit % | 5.03% |
| Cost of Management % | 1.91% |
| C.D. Ratio % | 39.06% |
| NPA- Gross AMT | 314.59(4.61%) |
| NPA-Net-AMT | 0.00 |
| Total Business | 23084.34 |
| Business Per Branch | 5771.09 |
| Business Per Employee | 349.76 |
| Salary Per Employee | 3.10 |
| CRAR % | 33.99 |
| Provision A) NPA | 895.98 |
| B) Income Tax | 82.50 |
| Profit / Loss | 270.14 |
| Audit Classification | A |
| Name and Address of Chartered Accounts / Firm with Contacts No. | KPN & Co. Nashik |
(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)
| Particulars | 2020-21 |
|---|---|
| Working Capital | 21028.10 |
| Own Fund | 2176.70 |
| Total Deposit | 16716.91 |
| Loan & Advances | 7113.46 |
| Investment | 10383.28 |
| Cost of Deposit % | 5.13% |
| Cost of Management % | 1.61% |
| C.D. Ratio % | 40.25% |
| NPA- Gross AMT | 493.64(6.94%) |
| NPA-Net-AMT | 0.00 |
| Total Business | 23829.37 |
| Business Per Branch | 5957.34 |
| Business Per Employee | 350.43 |
| Salary Per Employee | 2.57 |
| CRAR % | 26.11 |
| Provision A) NPA | 855.98 |
| B) Income Tax | 110.88 |
| Profit / Loss | 220.39 |
| Audit Classification | A |
| Name and Address of Chartered Accounts / Firm with Contacts No. | Prakash R. Sahane & Co. Sangmner |
(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)
| Particulars | 2019-20 |
|---|---|
| Working Capital | 18182.69 |
| Own Fund | 1906.46 |
| Total Deposit | 14292.43 |
| Loan & Advances | 6335.13 |
| Investment | 9045.57 |
| Cost of Deposit % | 5.03% |
| Cost of Management % | 1.98% |
| C.D. Ratio % | 41.89% |
| NPA- Gross AMT | 445.32(7.03%) |
| NPA-Net-AMT | 0.00 |
| Total Business | 20627.56 |
| Business Per Branch | 5156.89 |
| Business Per Employee | 303.35 |
| Salary Per Employee | 2.46 |
| CRAR % | 26.78 |
| Provision A) NPA | 816.08 |
| B) Income Tax | 152.41 |
| Profit / Loss | 191.06 |
| Audit Classification | A |
| Name and Address of Chartered Accounts / Firm with Contacts No. | Pravin T. Malunjkar, Nashik |
(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)
| Particulars | 2018-19 |
|---|---|
| Working Capital | 17816.15 |
| Own Fund | 1603.18 |
| Total Deposit | 14230.87 |
| Loan & Advances | 6153.93 |
| Investment | 9837.85 |
| Cost of Deposit % | 5.16% |
| Cost of Management % | 1.67% |
| C.D. Ratio % | 40.72% |
| NPA- Gross AMT | 527.46(8.75%) |
| NPA-Net-AMT | 0.00 |
| Total Business | 20384.8 |
| Business Per Branch | 5096.2 |
| Business Per Employee | 345.51 |
| Salary Per Employee | 2.66 |
| CRAR % | 26.18 |
| Provision A) NPA | 776.66 |
| B) Income Tax | 129.44 |
| Profit / Loss | 174.76 |
| Audit Classification | A |
| Name and Address of Chartered Accounts / Firm with Contacts No. | Pravin T. Malunjkar, Nashik |
(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)
| Particulars | 2017-18 |
|---|---|
| Working Capital | 17239.23 |
| Own Fund | 1370.61 |
| Total Deposit | 14041.62 |
| Loan & Advances | 6014.87 |
| Investment | 8550.29 |
| Cost of Deposit % | 5.14% |
| Cost of Management % | 1.67% |
| C.D. Ratio % | 40.53% |
| NPA- Gross AMT | 547.49 |
| NPA-Net-AMT | 0.00 |
| Total Business | 20056.49 |
| Business Per Branch | 5014.12 |
| Business Per Employee | 328.79 |
| Salary Per Employee | 2.60 |
| CRAR % | 22.91 |
| Provision A) NPA | 726.66 |
| B) Income Tax | 130.64 |
| Profit / Loss | 160.79 |
| Audit Classification | A |
| Name and Address of Chartered Accounts / Firm with Contacts No. | Pravin T. Malunjkar, Nashik |
(Annexure- A given as per circular No. URD/D-4/AR Inform/92 dated 30 May 1992 issued by Commissioner & Registrar C.S. Maharashtra State Pune-1)