Inoperative Accounts List

RBI Guidelines on Inoperative / Dormant Accounts

A savings or current account is treated as inoperative / dormant if there are no customer-induced transactions in the account for over two years. Customers can easily reactivate their accounts by visiting their home branch and submitting fresh KYC documents (Photo, Identity proof, and Address proof). No charges are levied for reactivation of inoperative accounts.