| Loan holder must be a member of the bank. |
| Eligible applicants include individuals, salaried employees, businessmen, and self-employed persons. |
| Loan amount can be sanctioned up to 5 times of the existing salary based on income. |
| Duly filled in Account Opening Form |
| Residential proof (Light Bill, Passport, Voter ID, Driving Licence) |
| Photo ID proof (PAN Card, Aadhaar Card) |
| 2 latest photographs |
| Latest 3 months salary slips / ITR / Form 16 / Bank Statement |
| Loan up to 80% of surrender value of LIC policy |
| Other Terms and Conditions Applicable |