Current Interest Rates

Term Deposit Interest Rates

Term Deposit Interest Rates offered by Godavari Urban Co-Op Bank Limited
Sr No. Tenure / Days Interest Rate (p.a.)
130 Days to 90 Days4.50%
291 Days to 180 Days5.50%
3181 Days to 365 Days5.75%
4366 Days to 2 years7.00%
5Above 2 years7.25%
6Godavari Amrut (25 months special)7.60%
7Godavari Amrut (37 months special)7.60%
8Vasant Kalpakrusha SchemeClosed
DICGC Protection: All term and savings deposits with Godavari Bank are insured up to ₹5,00,000 per depositor under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme.

Loans & Advances Interest Rates

Loans and advances interest rates by category
Sr No Loan Particulars Interest Rate (p.a.)
1Educational Loan (Individual)10.00%
Educational Institution Loan10.50%
2Vehicle Loan (New Personal)9.00%
Vehicle Loan (New Commercial)10.00%
Old Vehicle (Personal)10.50%
Old Vehicle (Commercial)11.00%
3Housing Loan (Up to 50 Lakh)9.00%
Housing Loan (Above 50L - 1Cr)9.50%
4Personal Loan13.00%
5Loan for Professionals12.50%
6Hypothecation Loan (Up to 5L)12.50%
Hypothecation Loan (>5L)13.00%
7Shop / Mortgage (Up to 5L)12.50%
Shop / Mortgage (>5L)13.00%
8Gold Loan (Regular)9.00%
Farmer Gold Loan8.00%
Gold Loan CC10.00%
9Machinery Loan12.50%
10Project Loan (Up to 5L)12.00%
Project Loan (>5L)12.50%
11Business Priority CC12.00%
Business Priority Term Loan12.50%
12Corporate Rent Agreement10.00%
13Annasaheb Patil Scheme12.00%
14Coaching Class Fee12.00%
15Godavari Unnati Yojana12.00%
16Godavari Rupya Mohatsav12.00%
17Sourshakti (Solar Loan)10.00%
18Aai Tourism Scheme12.00%
19Temporary Overdraft15.00%
20Unsecured Loan (Up to 5L)15.00%

Special Concession: In case of female borrowers, a special discount of 0.10% on Gold Loans and 0.25% on other category loans is applicable.