| Loan holder must be a member of the bank. Loan holder must be an individual, salaried employee, businessman, or self-employed. |
| Studies in India: Graduation courses under UGC-approved universities or AICTE-approved institutions. |
| Studies Abroad: Job-oriented professional/technical/PG courses like MBA, MS, MCA, etc. |
| Duly filled in Account Opening Form |
| Residential proof (Light Bill, Passport, Voter ID, Driving Licence) |
| Photo ID proof (PAN Card, Aadhaar Card) |
| 2 latest photographs |
| Two Guarantor Income Proof with KYC |
| Additional mortgage (Property, LIC Policy, Vehicle) |
| Bank A/c Statement |
| Maximum amount: India – ₹10 lakh / Abroad – ₹20 lakh |
| Security mandatory |
| Parent as co-borrower required |
| Loan disbursed directly to institute/college |
| Other Terms and Conditions Applicable |