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Screen Reader Access
Eligibility
Loan holder must be a member of the bank. Loan holder must be an individual, salaried employee, businessman, or self-employed.
Studies in India: Graduation courses under UGC-approved universities or AICTE-approved institutions.
Studies Abroad: Job-oriented professional/technical/PG courses like MBA, MS, MCA, etc.
Documents Required
Duly filled in Account Opening Form
Residential proof (Light Bill, Passport, Voter ID, Driving Licence)
Photo ID proof (PAN Card, Aadhaar Card)
2 latest photographs
Two Guarantor Income Proof with KYC
Additional mortgage (Property, LIC Policy, Vehicle)
Bank A/c Statement
Maximum amount: India – ₹10 lakh / Abroad – ₹20 lakh
Security mandatory
Parent as co-borrower required
Loan disbursed directly to institute/college
Other Terms and Conditions Applicable